Former bank insiders who now fight for you, not the banks.

WE'LL SAVE YOU UP TO

$127,000 ON YOUR LOAN

IN UNDER 30 DAYS.

AND EVEN GIVE YOU $1000* TO DO SO.

WATCH THE VIDEO BELOW TO LEARN HOW WE CAN HELP YOU WIN

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Happy Homeowners

HOW MUCH CAN YOU SAVE?

This is a sample breakdown of your potential savings.

Loyalty Cost Calculator | Raynor Lending Solutions



Monthly Savings

$130

Total Savings

$46,800 over 30 years

What You Could Buy Monthly

The Raynor Lending Advantage

Why work with a dedicated advocate for your home loan journey.

The Advocate Advantage:

  • We Handle All the Paperwork

    No forms, no confusion—just sign and relax. We'll manage every detail so you don't have to.

  • We Compare 50+ Lenders For You

    You get the best deal, not just what one bank offers.

  • We Negotiate On Your Behalf

    We fight for lower rates and better terms, so you save money and stress.

  • We Review Your Loan Every Year

    If there's a better deal, we'll find it—so you never overpay.

The Challenge of Going Direct:

  • Navigating complex paperwork

    Every form, every phone call, every follow-up—on your own.

  • Limited to one lender's products

    No comparison, no choice—just what the bank wants to sell.

  • Negotiating without an expert

    No one in your corner when it's time to talk rates or terms.

  • No ongoing loan reviews

    No one checks if you're still on the best deal.

Real Funding. Real Results.

300+ HAPPY OWNERS

From confusion to confidence

Flynn's Experience

"He spoke to me in real layman's terms... it felt like I was dealing with a real person."

— Flynn

Huge financial savings

Hayaat's
Experience

" ...my rate dropped from 6.29% to 5.64% in weeks saving me a lot of money on my loan..."

— Hayaat

Jayde & Ryan's Journey

Like many first home buyers, Jayde felt completely overwhelmed by the mortgage process.

Six weeks later, Jayde and Ryan were holding their keys.

"Cannot recommend Jai enough! As a first home buyer, I was feeling pretty overwhelmed, but working with Jai made the entire process feel manageable and even exciting. He truly met me where I was at, and it genuinely felt like Jai was in our corner every step of the way."


— Jayde & Ryan • Logan Area • $680K Property

Talisha & Phoenix's Journey

When Talisha and Phoenix first reached out, they felt stuck. With only $30,000 saved, homeownership seemed like a distant dream.

Just three months later they were celebrating in their brand new home.

What We Achieved Together:

✓ First home with just $30,000 deposit.

✓ Competitive rate secured from day one.

"We thought $30,000 would never be enough, but Jai showed us exactly how to make it work. The strategy session opened our eyes to possibilities we didn’t even know existed. Three months later, we're homeowners with a fantastic rate. Couldn't have done it without him!"

— Talisha & Phoenix • Brisbane North • $520K Property

What Others Are Saying

Our Customers Say It Best

Real feedback from real experiences! see why people continue to choose us.

★★★★★
5.0
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★★★★★
5.0
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* ELIGIBILITY CRITERIA & TERMS & CONDITIONS APPLY

Up to $1,000 reimbursement for qualifying refinancing costs, paid as cash within 60 days of settlement.


Disclaimer:
The figures shown are estimates only and are provided for general information. Your actual loan outcomes may differ and are subject to your individual circumstances. Results will vary based on factors including loan size, loan term, interest rates, fees, and lender criteria. This is not a quote, offer of credit, or financial advice. Consider obtaining independent advice to assess whether any product is suitable for your needs.

Eligibility:

Minimum loan: $500,000

Refinancing applications only.

Covered Costs As Part Of Offer:

Titles office fees.

Bank discharge fees.

Application Fees.

Key Terms:

Direct reimbursement of actual costs incurred (max $1,000)

Payment within 60 days of settlement.

Subject to loan approval and settlement.

Cannot combine with other offers.

Offer may be withdrawn without notice.

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